{"id":2805,"date":"2022-05-16T13:52:34","date_gmt":"2022-05-16T16:52:34","guid":{"rendered":"https:\/\/sinicesp.org.br\/?p=2805"},"modified":"2023-08-23T13:03:21","modified_gmt":"2023-08-23T16:03:21","slug":"susep-determina-novas-regras-para-o-seguro-garantia","status":"publish","type":"post","link":"https:\/\/sinicesp.org.br\/index.php\/2022\/05\/16\/susep-determina-novas-regras-para-o-seguro-garantia\/","title":{"rendered":"SUSEP determina novas regras para o seguro garantia"},"content":{"rendered":"\n<section class=\"wp-block-uagb-section uagb-section__wrap uagb-section__background-undefined alignfull uagb-block-2e51e451\"><div class=\"uagb-section__overlay\"><\/div><div class=\"uagb-section__inner-wrap\"><\/div><\/section>\n\n\n\n<section class=\"wp-block-uagb-section uagb-section__wrap uagb-section__background-color uagb-block-b3b36905\"><div class=\"uagb-section__overlay\"><\/div><div class=\"uagb-section__inner-wrap\">\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-29395bb7\"><h3 class=\"uagb-heading-text\"><br><strong>\u00daltimas Not\u00edcias n\u00ba 15\/2022 &#8211; 16\/05\/2022 <\/strong><\/h3><div class=\"uagb-separator\"><\/div><\/div>\n\n\n\n<p><\/p>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-uagb-section uagb-section__wrap uagb-section__background-color uagb-block-28b5674c\"><div class=\"uagb-section__overlay\"><\/div><div class=\"uagb-section__inner-wrap\">\n<h2 class=\"wp-block-heading has-text-align-left has-text-color\" id=\"agencia-infra-publica-informacao-sobre-estudo-realizado-pela-brasinfra-sobre-a-nova-lei-de-licitacoes-e-contratos\" style=\"color:#0767b1\"><strong><strong>SUSEP determina novas regras para o seguro garantia<\/strong><\/strong><\/h2>\n\n\n\n<p>A Superintend\u00eancia de Seguros Privados (Susep) aprovou a Circular n\u00ba 662\/2022, que altera dispositivos relacionados ao seguro garantia. A proposta normativa, entre outras determina\u00e7\u00f5es, refina as regras e diretrizes do segmento e adota reda\u00e7\u00f5es mais adaptadas \u00e0 realidade do mercado, reduzindo significativamente a assimetria de informa\u00e7\u00f5es entre as partes interessadas no seguro. <br><br>Entre as principais mudan\u00e7as est\u00e3o&nbsp; a melhoria das defini\u00e7\u00f5es t\u00e9cnicas empregadas, a possibilidade de o seguro n\u00e3o garantir todas as obriga\u00e7\u00f5es do objeto principal, conforme interesse do segurado, a fixa\u00e7\u00e3o, como regra, da vig\u00eancia do seguro garantia ser igual \u00e0 vig\u00eancia da obriga\u00e7\u00e3o garantia, exceto nos casos em que houver solicita\u00e7\u00e3o expressa no objeto principal ou em sua legisla\u00e7\u00e3o espec\u00edfica, a introdu\u00e7\u00e3o de mecanismos de transpar\u00eancia e mitiga\u00e7\u00e3o de riscos de assimetria de informa\u00e7\u00e3o, fator&nbsp; apontado como um dos principais problemas na pr\u00e1tica operacional do seguro, a exclus\u00e3o das condi\u00e7\u00f5es contratuais padronizadas, com valoriza\u00e7\u00e3o da liberdade contratual e fomento \u00e0 cria\u00e7\u00e3o de novos clausulados, a possibilidade de inclus\u00e3o de terceiros como benefici\u00e1rios da ap\u00f3lice, a possibilidade de atua\u00e7\u00e3o da seguradora na mitiga\u00e7\u00e3o do risco de ocorr\u00eancia de sinistro, o que configura um diferencial positivo sobre as demais formas de garantia (a exemplo da fian\u00e7a banc\u00e1ria), o que pode impulsionar a expans\u00e3o do seguro, o tratamento do conflito de interesse entre partes relacionadas e a total ader\u00eancia \u00e0 Lei n.\u00ba 14.133, de 2021 (nova Lei de Licita\u00e7\u00f5es e Contratos Administrativos). <br><br>O normativo entrou em&nbsp; vigor no dia 02 de maio. A partir de 1\u00ba de janeiro de 2023, as seguradoras n\u00e3o poder\u00e3o mais comercializar novos contratos em desacordo com as disposi\u00e7\u00f5es da Circular. <br><br>Para ter acesso ao conte\u00fado da circular,<strong> <a rel=\"noreferrer noopener\" href=\"https:\/\/www.in.gov.br\/en\/web\/dou\/-\/circular-susep-n-662-de-11-de-abril-de-2022-392772088\" target=\"_blank\">clique aqui.<\/a><\/strong><\/p>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><a href=\"javaScript:window.print()\"><img loading=\"lazy\" decoding=\"async\" width=\"60\" height=\"53\" src=\"https:\/\/sinicesp.org.br\/wp-content\/uploads\/2022\/01\/impressora.png\" alt=\"\" class=\"wp-image-2334\"\/><\/a><\/figure>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>A Superintend\u00eancia de Seguros Privados (Susep) aprovou a Circular n\u00ba 662\/2022, que altera dispositivos relacionados ao seguro garantia. <\/p>\n","protected":false},"author":1,"featured_media":2806,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"plain-container","ast-site-content-layout":"normal-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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Superintend\u00eancia de Seguros Privados (Susep) aprovou a Circular n\u00ba 662\/2022, que altera dispositivos relacionados ao seguro 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