{"id":6842,"date":"2025-03-26T14:59:57","date_gmt":"2025-03-26T17:59:57","guid":{"rendered":"https:\/\/sinicesp.org.br\/?p=6842"},"modified":"2025-03-26T14:59:58","modified_gmt":"2025-03-26T17:59:58","slug":"selic-e-aplicada-como-juros-moratorios-se-nao-houver-taxa-definida","status":"publish","type":"post","link":"https:\/\/sinicesp.org.br\/index.php\/2025\/03\/26\/selic-e-aplicada-como-juros-moratorios-se-nao-houver-taxa-definida\/","title":{"rendered":"Selic \u00e9 aplicada como juros morat\u00f3rios se n\u00e3o houver taxa definida"},"content":{"rendered":"\n<section class=\"wp-block-uagb-section uagb-section__wrap uagb-section__background-color uagb-block-d5a5581e\"><div class=\"uagb-section__overlay\"><\/div><div class=\"uagb-section__inner-wrap\">\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-36d776d1\"><h3 class=\"uagb-heading-text\"><br><strong>Boletim Jur\u00eddico n\u00ba 03 &#8211; 26\/03\/2025<\/strong><\/h3><div class=\"uagb-separator\"><\/div><\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-uagb-section uagb-section__wrap uagb-section__background-color uagb-block-39dd2c69\"><div class=\"uagb-section__overlay\"><\/div><div class=\"uagb-section__inner-wrap\">\n<h2 class=\"wp-block-heading has-text-color\" id=\"stf-custas-poderao-ser-recolhidas-por-pix-ou-cartao-a-partir-de-abril\" style=\"color:#0767b1\"><strong><strong><strong><strong><strong><strong><strong><strong>Selic \u00e9 aplicada como juros morat\u00f3rios se n\u00e3o houver taxa definida<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"section-g-sr1dy31\" class=\"wp-block-gutentor-e0 section-g-sr1dy31 gutentor-element gutentor-element-advanced-text text-align-justify-desktop\"><div class=\"gutentor-text-wrap\"><p class=\"gutentor-text\">A Quarta Turma do Superior Tribunal de Justi\u00e7a (STJ) fixou o entendimento de que a Selic deve ser aplicada como\u00a0juros morat\u00f3rios\u00a0quando n\u00e3o houver determina\u00e7\u00e3o espec\u00edfica de outra taxa na\u00a0senten\u00e7a, vedada sua acumula\u00e7\u00e3o com qualquer \u00edndice de atualiza\u00e7\u00e3o monet\u00e1ria.<br>\u00a0<br>Para o colegiado, quando n\u00e3o houver cumula\u00e7\u00e3o de encargos (juros mais corre\u00e7\u00e3o monet\u00e1ria), deve ser aplicada a taxa Selic no per\u00edodo de incid\u00eancia dos juros de\u00a0mora, deduzido o \u00cdndice Nacional de Pre\u00e7os ao Consumidor Amplo (IPCA), ainda que as obriga\u00e7\u00f5es tenham sido constitu\u00eddas antes da\u00a0<a href=\"https:\/\/www.planalto.gov.br\/ccivil_03\/_ato2023-2026\/2024\/lei\/l14905.htm\">Lei 14.905\/2024<\/a>.<br>\u00a0<br>O recurso julgado teve origem na fase de liquida\u00e7\u00e3o de a\u00e7\u00e3o indenizat\u00f3ria movida por uma empresa contra uma seguradora. O ju\u00edzo de primeiro grau nomeou perito para apurar o montante devido, calculado em mais de R$ 10 milh\u00f5es em 2020.<br>\u00a0<br>Ao STJ, a seguradora alegou, entre outros pontos, que at\u00e9 a\u00a0prola\u00e7\u00e3o\u00a0da decis\u00e3o de liquida\u00e7\u00e3o n\u00e3o havia sido fixada nenhuma taxa ou \u00edndice de atualiza\u00e7\u00e3o do valor da condena\u00e7\u00e3o nem de compensa\u00e7\u00e3o da\u00a0mora, tendo o tribunal estadual \u2013 em vez de usar a Selic \u2013 acompanhado o laudo pericial, que aplicou o IPCA para corre\u00e7\u00e3o monet\u00e1ria e juros de 1% ao m\u00eas.<br><br><strong>Quando n\u00e3o h\u00e1 determina\u00e7\u00e3o de \u00edndices espec\u00edficos, deve ser usada a Selic<\/strong><br>\u00a0<br>O relator do caso, ministro Antonio Carlos Ferreira, verificou que a per\u00edcia judicial utilizou o IPCA como crit\u00e9rio de atualiza\u00e7\u00e3o monet\u00e1ria, acrescido de\u00a0juros morat\u00f3rios, para determina\u00e7\u00e3o do valor a ser pago. Ap\u00f3s a homologa\u00e7\u00e3o do laudo e a ado\u00e7\u00e3o de suas conclus\u00f5es \u2013 observou o relator \u2013, determinou-se que a liquidante apresentasse a planilha atualizada do d\u00e9bito &#8220;com os acr\u00e9scimos legais estabelecidos no t\u00edtulo judicial e a inclus\u00e3o dos honor\u00e1rios de\u00a0sucumb\u00eancia&#8221;.<br>\u00a0<br>No entanto, o ministro destacou que, embora o tribunal local tenha fixado os per\u00edodos de incid\u00eancia de juros de\u00a0mora\u00a0e de atualiza\u00e7\u00e3o monet\u00e1ria, n\u00e3o determinou quais seriam os \u00edndices aplic\u00e1veis. Nesses casos, disse, a jurisprud\u00eancia do STJ aplica a Selic \u2013 posi\u00e7\u00e3o recentemente reafirmada no julgamento do\u00a0<a href=\"https:\/\/processo.stj.jus.br\/processo\/julgamento\/eletronico\/documento\/mediado\/?documento_tipo=integra&amp;documento_sequencial=268656722&amp;registro_numero=201900326580&amp;peticao_numero=&amp;publicacao_data=20241023&amp;formato=PDF\">REsp 1.795.982<\/a>.<br><br><strong>Selic contempla corre\u00e7\u00e3o monet\u00e1ria e juros de\u00a0mora<\/strong><br>\u00a0<br>Na hip\u00f3tese em an\u00e1lise, o relator ressaltou que h\u00e1 datas diferentes para in\u00edcio da flu\u00eancia da atualiza\u00e7\u00e3o monet\u00e1ria e dos\u00a0juros morat\u00f3rios: respectivamente, 18 de setembro 2009 (corre\u00e7\u00e3o monet\u00e1ria a partir da data do tr\u00e2nsito em julgado) e 18 de outubro de 2002 (juros desde a\u00a0cita\u00e7\u00e3o).<br>\u00a0<br>Segundo explicou Antonio Carlos Ferreira, no per\u00edodo em que incidiram apenas juros de\u00a0mora\u00a0\u2013 entre a\u00a0cita\u00e7\u00e3o\u00a0e o tr\u00e2nsito em julgado da\u00a0senten\u00e7a\u00a0\u2013, n\u00e3o \u00e9 poss\u00edvel aplicar a Selic de forma integral, sob pena de enriquecimento sem causa do credor, pois a taxa contempla corre\u00e7\u00e3o monet\u00e1ria e juros.<br>\u00a0<br>&#8220;Para a solu\u00e7\u00e3o desse tipo de quest\u00e3o, notadamente a partir do julgamento do\u00a0REsp\u00a01.795.982 pela Corte Especial \u2013 que reafirmou a interpreta\u00e7\u00e3o conferida \u00e0 mat\u00e9ria pelo STJ desde a edi\u00e7\u00e3o do C\u00f3digo Civil de 2002 \u2013, a Lei 14.905\/2024 determinou a aplica\u00e7\u00e3o da Selic com o temperamento no sentido de que, quando no per\u00edodo n\u00e3o incidirem os encargos cumulativamente, deve ser deduzido o IPCA&#8221;, declarou.<br>\u00a0<br>O ministro esclareceu ainda que, ap\u00f3s a edi\u00e7\u00e3o da lei, a Selic deve ser aplicada sempre no per\u00edodo de incid\u00eancia dos juros, exclu\u00eddo o IPCA; quando, contudo, houver cumula\u00e7\u00e3o dos encargos, aplica-se a Selic, isoladamente. Essa orienta\u00e7\u00e3o, afirmou, deve ser seguida mesmo nos casos anteriores \u00e0 edi\u00e7\u00e3o da lei, por ser uma interpreta\u00e7\u00e3o que o STJ adotou com o objetivo de impedir o enriquecimento sem causa do credor. \u00a0<br>\u00a0<br><a href=\"https:\/\/processo.stj.jus.br\/processo\/julgamento\/eletronico\/documento\/mediado\/?documento_tipo=integra&amp;documento_sequencial=296159725&amp;registro_numero=202200205552&amp;peticao_numero=202400475687&amp;publicacao_data=20250220&amp;formato=PDF\">Leia o ac\u00f3rd\u00e3o no AREsp 2.059.743<\/a>.<br>\u00a0<br><strong>Fonte: STJ<\/strong><\/p><\/div><\/div>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"section-gae4aee\" class=\"wp-block-gutentor-e6 section-gae4aee gutentor-element gutentor-element-image text-align-center-desktop\"><div class=\"gutentor-element-image-box\"><a class=\"gutentor-element-image-link\" href=\"window.print()\"><div class=\"gutentor-image-thumb\"><img decoding=\"async\" class=\"normal-image\" src=\"https:\/\/sinicesp.org.br\/wp-content\/uploads\/2022\/01\/impressora.png\" \/><\/div><\/a><\/div><\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Decis\u00e3o estabelece que, quando n\u00e3o houver cumula\u00e7\u00e3o de encargos, a Selic deve ser aplicada no per\u00edodo de incid\u00eancia dos juros, excluindo-se o IPCA. Caso haja cumula\u00e7\u00e3o, a Selic deve ser aplicada de forma isolada.<\/p>\n","protected":false},"author":1,"featured_media":6839,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"disabled","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[512],"class_list":["post-6842","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-boletim-juridico","tag-boletim-juridico-no-03-26-03-2025"],"aioseo_notices":[],"gutentor_comment":0,"uagb_featured_image_src":{"full":["https:\/\/sinicesp.org.br\/wp-content\/uploads\/2025\/03\/boletim-juridico-2025-03c-pequena.jpg",250,167,false],"thumbnail":["https:\/\/sinicesp.org.br\/wp-content\/uploads\/2025\/03\/boletim-juridico-2025-03c-pequena-150x150.jpg",150,150,true],"medium":["https:\/\/sinicesp.org.br\/wp-content\/uploads\/2025\/03\/boletim-juridico-2025-03c-pequena.jpg",250,167,false],"medium_large":["https:\/\/sinicesp.org.br\/wp-content\/uploads\/2025\/03\/boletim-juridico-2025-03c-pequena.jpg",250,167,false],"large":["https:\/\/sinicesp.org.br\/wp-content\/uploads\/2025\/03\/boletim-juridico-2025-03c-pequena.jpg",250,167,false],"1536x1536":["https:\/\/sinicesp.org.br\/wp-content\/uploads\/2025\/03\/boletim-juridico-2025-03c-pequena.jpg",250,167,false],"2048x2048":["https:\/\/sinicesp.org.br\/wp-content\/uploads\/2025\/03\/boletim-juridico-2025-03c-pequena.jpg",250,167,false]},"uagb_author_info":{"display_name":"Rodrigo","author_link":"https:\/\/sinicesp.org.br\/index.php\/author\/sinicesp\/"},"uagb_comment_info":0,"uagb_excerpt":"Decis\u00e3o estabelece que, quando n\u00e3o houver cumula\u00e7\u00e3o de encargos, a Selic deve ser aplicada no per\u00edodo de incid\u00eancia dos juros, excluindo-se o IPCA. Caso haja cumula\u00e7\u00e3o, a Selic deve ser aplicada de forma isolada.","_links":{"self":[{"href":"https:\/\/sinicesp.org.br\/index.php\/wp-json\/wp\/v2\/posts\/6842","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sinicesp.org.br\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sinicesp.org.br\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sinicesp.org.br\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sinicesp.org.br\/index.php\/wp-json\/wp\/v2\/comments?post=6842"}],"version-history":[{"count":0,"href":"https:\/\/sinicesp.org.br\/index.php\/wp-json\/wp\/v2\/posts\/6842\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sinicesp.org.br\/index.php\/wp-json\/wp\/v2\/media\/6839"}],"wp:attachment":[{"href":"https:\/\/sinicesp.org.br\/index.php\/wp-json\/wp\/v2\/media?parent=6842"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sinicesp.org.br\/index.php\/wp-json\/wp\/v2\/categories?post=6842"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sinicesp.org.br\/index.php\/wp-json\/wp\/v2\/tags?post=6842"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}